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Improving Lives through Philanthropy and Microloans
Empowering people in their careers and education!
Making a Difference
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Interest-Free Micro Loans, Grants, Fellowships, and relationship philanthropy for equal opportunity.
The aim of Lets Sow Together (LeST) corporation is to invest in people’s education and careers through interest-free microloans and grants for equal opportunity. LeST commenced in 2014 and already has empowered men and women in their careers and education. To date, LeST has elevated more than 21 individuals with total funds of over $25,000 and counting.
How It Works
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It all starts with your donations, which go directly to funding micro loans for those in need. Those loans are repaid by the borrowers and the funds go on to help others by returning as donations.
Our Programs
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LeST Fellowship
LeST fellowship is awarded to selected candidates from public universities and colleges who are doing innovative work or want to work on innovative ideas which are in benefit of society and social goods.
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STEM Fellowship
Students enrolled in any professional degree or training from any public/private institute provided they meet the criteria listed.
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Jalal Fellowship
for Emerging Minority Leaders
Students who have passed matriculation or intermediate and enrolled in any professional degree or training from any public institute.
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Interest-Free Microloans
Applicants can apply for Interest-Free Microloans in order to avail changing life opportunities. Opportunities that have a significant impact on an applicant’s career.
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Relational Philanthropy
LeST works with several non-profit organizations, schools, community programs, and individuals who require financial and intellectual support to sustain their mission.
You Can Join LeST
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Become a Volunteer Member
In order to make a difference in the lives of many, you are always welcome to join our brilliant support team!
Tell us what you can do for LeST! We’ll be glad to have you on board!
DONATE: Sow into the educational and career futures of many through your contributions
VIEW OUR ANNUAL REPORTS IN ACCORDANCE WITH OUR STATUS AS A NON-PROFIT 501(c) (3)ORGANIZATION.ANNUAL REPORT FOR YEAR 2020
Frequently Asked Questions
You can be a part of LeST in many ways:
- You can join by telling us what can you do for LeST.
- You can also become a sower in the education and careers of many.
- We would love to have your volunteering spirit on board and we also always accept donations.
You can apply for a loan here. Qualification for loans varies on a case-by-case basis. Since we have limited funds, we make our decision based on how much immediate impact the loan will make on the education or career of the recipient.
It varies from case to case and how much time will it take to repay the loan. Based on current financial and scalability constraints. So far we have loaned a maximum of up to $2000. This limit is likely to change in the future.
LeST believes in impacting as many lives as possible. If LeST had ample financial means there would be no need for loan repayment from borrowers. However, the provision of an interest-free loan to a person in need has intangible benefits. By requiring payback, this approach brings in accountability and financial discipline. Once the loan amount comes back, the same amount goes on to help future students who can be supported by recycling the same amount. The idea is to use borrowed resources as a vehicle to reach your destination and then offer the same vehicle back to someone else in need.
If someone cannot pay off the loan, a non-cash payment option is offered where the borrower can exchange their services as a volunteer equivalent to the borrowed funds.
- If the loan is paid within one month – you only pay 90% of the total amount.
- If paid within two months – you only pay 95% of the total amount.
- If paid within three months – you pay the full amount of the loan.
“Thank you, LeST, for providing me with this opportunity to visit Kenya, to get international exposure. It was the first time I would ever fly in a plane, before that I just had seen such things in movies. When I heard from friends at LeST that they would provide me with an air ticket and other expenses for my trip to Kenya, I was really thrilled and my spirit kicked inside my body..” —Nadeem M.
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